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M&T Bank MTB Provision for Credit Losses

Provision for Credit Losses at other companies

F.N.B. Corporation logo
F.N.B. CorporationFNB
$18.5M+5.7%
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KeyCorpKEY
$106M-10.2%
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Truist FinancialTFC
$479M+4.6%
Fulton Financial logo
Fulton FinancialFULT
$14.44M+3.9%
Union Bankshares logo
Union BanksharesUNB
-$325K-238%
Community Financial System logo
Community Financial SystemCBU
$5.64M-15.8%

Segments

By segment

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Retail Bank$82M+3.8%
All Other$29M+142%
Commercial Bank$29M-19.4%
Institutional Services and Wealth Management$0-100%

Other financials

Income statement

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Revenue$2.4B+5.9%
Net income$664.0M+13.7%
EPS (diluted)$4.13+24.4%

Balance sheet

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Cash & equivalents$16.3B-28.2%
Total debt$26.8B+97.7%
Total equity$28.0B-3.5%
Total assets$214.74B+2.1%

Cash flow

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Operating cash flow$1.0B+59.4%
CapEx$96.0M+284%
Free cash flow$916.0M+50.2%

Valuation

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Market cap$34.86B+12.2%
Enterprise value$45.33B-0.1%
P/E11.9×+0.4×
P/S3.6×+0.3×

Profitability

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Net margin29.8%+1.5pp
FCF margin32.2%-5.2pp

Returns & leverage

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Return on equity10.3%+0.9pp
Debt / equity+0.5×

Where this comes from

Reported directly by M&T Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: M&T Bank’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is M&T Bank's provision for credit losses?
M&T Bank (MTB) reported provision for credit losses of $125M in Q1 2026.
How has M&T Bank's provision for credit losses changed year-over-year?
M&T Bank's provision for credit losses decreased by 3.8% year-over-year, from $130M to $125M.
What is the long-term trend for M&T Bank's provision for credit losses?
Over 3 years (2021 to 2024), M&T Bank's provision for credit losses has grown at a 101.1% compound annual growth rate (CAGR), from -$75M to $610M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.