Provision for Credit Losses
M&T Bank Provision for Credit Losses increased by 13.6% to $125.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.8%, from $130.00M to $125.00M. Over 3 years (FY 2021 to FY 2024), Provision for Credit Losses shows an upward trend with a 101.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $80.37M | $64.27M | -$342.57M | $51.04M | $75.61M | $101.27M | $289.08M | $94.94M | $162.22M | $122.13M | $265.71M | $163.00M | $150.00M | $120.00M | $177.00M | $130.00M | $105.00M | $110.00M | $125.00M |
| QoQ Change | — | -20.0% | -633.0% | +114.9% | +48.2% | +33.9% | +185.5% | -67.2% | +70.9% | -24.7% | +117.6% | -38.7% | -8.0% | -20.0% | +47.5% | -26.6% | -19.2% | +4.8% | +13.6% |
| YoY Change | — | — | — | — | -5.9% | +57.6% | +184.4% | +86.0% | +114.5% | +20.6% | -8.1% | +71.7% | -7.5% | -1.7% | -33.4% | -20.2% | -30.0% | -8.3% | -3.8% |
Business Segments
| Segment | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Retail Bank | — | — | — | $79.00M | $71.00M | $70.00M | $87.00M | $82.00M |
| All Other | — | — | — | $12.00M | -$8.00M | -$17.00M | -$67.00M | $29.00M |
| Commercial Bank | — | — | — | $36.00M | $60.00M | $72.00M | $105.00M | $29.00M |
| Commercial Banking | $74.25M | $74.25M | $74.25M | — | — | — | — | — |
| Institutional Services and Wealth Management | — | — | — | $3.00M | $2.00M | $0.00 | — | $0.00 |
| Retail Banking | $43.25M | $43.25M | $43.25M | — | — | — | — | — |
| Total | $162.22M | $122.13M | $265.71M | $130.00M | $105.00M | $110.00M | — | $125.00M |
Commercial Banking, Retail Banking are derived from annual filings.
Commercial Banking, Retail Banking were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is M&T Bank's provision for credit losses?
- M&T Bank (MTB) reported provision for credit losses of $125.00M in Q1 2026.
- How has M&T Bank's provision for credit losses changed year-over-year?
- M&T Bank's provision for credit losses decreased by 3.8% year-over-year, from $130.00M to $125.00M.
- What is the long-term trend for M&T Bank's provision for credit losses?
- Over 3 years (2021 to 2024), M&T Bank's provision for credit losses has grown at a 101.1% compound annual growth rate (CAGR), from -$75.00M to $610.00M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.