Retail Bank — Provision for Credit Losses
M&T Bank Retail Bank — Provision for Credit Losses decreased by 5.7% to $82.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.8%, from $79.00M to $82.00M. Over 3 years (FY 2022 to FY 2025), Retail Bank — Provision for Credit Losses shows an upward trend with a 44.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase often signals deteriorating credit quality or a more conservative economic outlook, while a decrease may suggest improved borrower health or a more optimistic outlook.
Detailed definition
The provision for credit losses represents the expense set aside by the retail banking segment to cover expected future...
Peer comparison
Standard risk metric for all lending institutions, comparable to loan loss provisions at peer banks.
mtb_segment_retail_bank_provision_for_credit_lossesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $25.25M | $25.25M | $25.25M | $25.25M | $43.25M | $43.25M | $43.25M | $43.25M | $68.00M | $60.00M | $74.00M | $86.00M | $79.00M | $71.00M | $70.00M | $87.00M | $82.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +71.3% | +0.0% | +0.0% | +0.0% | +57.2% | -11.8% | +23.3% | +16.2% | -8.1% | -10.1% | -1.4% | +24.3% | -5.7% |
| YoY Change | — | — | — | — | +71.3% | +71.3% | +71.3% | +71.3% | +57.2% | +38.7% | +71.1% | +98.8% | +16.2% | +18.3% | -5.4% | +1.2% | +3.8% |
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Frequently Asked Questions
- What is M&T Bank's retail bank — provision for credit losses?
- M&T Bank (MTB) reported retail bank — provision for credit losses of $82.00M in Q1 2026.
- How has M&T Bank's retail bank — provision for credit losses changed year-over-year?
- M&T Bank's retail bank — provision for credit losses increased by 3.8% year-over-year, from $79.00M to $82.00M.
- What is the long-term trend for M&T Bank's retail bank — provision for credit losses?
- Over 3 years (2022 to 2025), M&T Bank's retail bank — provision for credit losses has grown at a 44.9% compound annual growth rate (CAGR), from $101.00M to $307.00M.
- What does retail bank — provision for credit losses mean?
- The amount of money the retail bank sets aside to cover potential future loan defaults.