PNC Financial Services PNC Retail Banking — Provision for Credit Losses

Other segment segments

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Questions, answered.

What is PNC Financial Services's retail banking — provision for credit losses?

PNC Financial Services (PNC) reported retail banking — provision for credit losses of $120M in Q2 2026.

How has PNC Financial Services's retail banking — provision for credit losses changed year-over-year?

PNC Financial Services's retail banking — provision for credit losses increased by 44.6% year-over-year, from $83M to $120M.

What is the long-term trend for PNC Financial Services's retail banking — provision for credit losses?

Over 3 years (2022 to 2025), PNC Financial Services's retail banking — provision for credit losses has grown at a 27.1% compound annual growth rate (CAGR), from $259M to $532M.

What does retail banking — provision for credit losses mean?

An expense set aside to cover expected losses from the retail loan portfolio, reflecting the bank's assessment of credit risk and potential defaults. This is a critical indicator of the health and quality of the retail lending book.