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Commerce Bancshares CBSH Retail banking segment — Provision for Credit Losses
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Where this comes from
Reported directly by Commerce Bancshares in its filing.
Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.
The source filing: Commerce Bancshares’s 10-Q, filed August 5, 2026.
- Filed
- Aug 5, 2026, 3:13 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000022356-26-000190
| (In thousands) / Three Months Ended June 30, 2026 | Retail Banking | Commercial | Wealth | Other/Elimination | Consolidated Totals |
|---|---|---|---|---|---|
| Net interest income | $124,205 | $131,400 | $50,273 | $9,207 | $315,085 |
| Provision for credit losses | (9,239) | (263) | — | 771 | (8,731) |
| Non-interest income | 25,654 | 73,450 | 81,604 | 3,120 | 183,828 |
| Investment securities gains (losses), net | — | — | — | 12,830 | 12,830 |
| Non-interest expense | (87,343) | (124,618) | (62,057) | (23,050) | (297,068) |
| Income before income taxes | $53,277 | $79,969 | $69,820 | $2,878 | $205,944 |
| Six Months Ended June 30, 2026 | |||||
| Net interest income | $246,777 | $265,001 | $96,396 | $6,751 | $614,925 |
Item 1. FINANCIAL STATEMENTS
FAQ
- What is Commerce Bancshares's retail banking segment — provision for credit losses?
- Commerce Bancshares (CBSH) reported retail banking segment — provision for credit losses of $9.24M in Q2 2026.
- How has Commerce Bancshares's retail banking segment — provision for credit losses changed year-over-year?
- Commerce Bancshares's retail banking segment — provision for credit losses decreased by 3.4% year-over-year, from $9.57M to $9.24M.
- What does retail banking segment — provision for credit losses mean?
- This represents the expense set aside by the retail banking segment to cover expected future losses on its loan portfolio. It is a forward-looking estimate based on credit quality, economic conditions, and historical loss experience. High provisions reflect management's anticipation of deteriorating credit conditions among retail borrowers.
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