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Commerce Bancshares CBSH Commercial segment — Provision for Credit Losses

Other segment segments

Retail banking segment
$9.27M
Wealth segment
-$2K

Similar metrics at other companies

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$206.3M+559%
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BOKFCommercial — Provision for Credit Losses
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FCNCACommercial Bank — Provision for Credit Losses
$55M-49.1%
Webster Financial Corporation logo
WBSCommercial Banking — Provision for Credit Losses
$48.81M+19.0%

Other financials

Income statement

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Revenue$475.7M+11.1%
Net income$141.6M+7.6%
EPS (diluted)$0.96+3.2%

Balance sheet

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Total debt$31.5M+0.8%
Total equity$4.3B+23.7%
Total assets$35.7B+10.4%

Cash flow

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Operating cash flow$684.8M+394%
CapEx$6.4M-49.4%
Free cash flow$678.4M+438%

Valuation

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Market cap$7.98B-13.4%
P/E13.8×-3.0×
P/S4.4×-1.1×

Profitability

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Net margin31.8%-0.5pp
FCF margin63.2%

Returns & leverage

See full
Return on equity14.8%-2.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Commerce Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Commerce Bancshares’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Commerce Bancshares's commercial segment — provision for credit losses?
Commerce Bancshares (CBSH) reported commercial segment — provision for credit losses of $5.7M in Q1 2026.
How has Commerce Bancshares's commercial segment — provision for credit losses changed year-over-year?
Commerce Bancshares's commercial segment — provision for credit losses increased by 970.7% year-over-year, from $532K to $5.7M.
What is the long-term trend for Commerce Bancshares's commercial segment — provision for credit losses?
Over 3 years (2022 to 2025), Commerce Bancshares's commercial segment — provision for credit losses has grown at a 15.4% compound annual growth rate (CAGR), from $1.2M to $1.84M.
What does commercial segment — provision for credit losses mean?
The amount set aside by the commercial segment to cover potential future loan defaults.
How do you interpret commercial segment — provision for credit losses?
An increase signals higher perceived credit risk or deteriorating economic conditions, while a decrease suggests improved portfolio quality.
How does commercial segment — provision for credit losses compare across companies?
Standard banking metric; peers report this as a key indicator of credit risk exposure.