Discontinued — last reported Q4 '23
Retail Banking — Provision For Loan And Lease Losses
M&T Bank Retail Banking — Provision For Loan And Lease Losses remained flat by 0.0% to $43.25M in Q4 2023 compared to the prior quarter. Year-over-year, this metric grew by 116.5%, from $19.98M to $43.25M. Over 2 years (FY 2021 to FY 2023), Retail Banking — Provision For Loan And Lease Losses shows an upward trend with a 76.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals deteriorating credit quality or a more conservative economic outlook, whereas a decrease suggests improving portfolio health.
Detailed definition
This represents the expense set aside by the retail banking segment to cover potential future losses from loan defaults...
Peer comparison
Standard industry metric known as 'Provision for Credit Losses' (PCL) used by all commercial and retail banks.
mtb_segment_retail_banking_provision_for_loan_and_lease_lossesHistorical Data
| FY'21 | FY'22 | FY'23 | |
|---|---|---|---|
| Value | $55.69M | $79.92M | $173.00M |
| YoY Change | — | +43.5% | +116.5% |
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Frequently Asked Questions
- What is M&T Bank's retail banking — provision for loan and lease losses?
- M&T Bank (MTB) reported retail banking — provision for loan and lease losses of $43.25M in Q4 2023.
- How has M&T Bank's retail banking — provision for loan and lease losses changed year-over-year?
- M&T Bank's retail banking — provision for loan and lease losses increased by 116.5% year-over-year, from $19.98M to $43.25M.
- What is the long-term trend for M&T Bank's retail banking — provision for loan and lease losses?
- Over 2 years (2021 to 2023), M&T Bank's retail banking — provision for loan and lease losses has grown at a 76.2% compound annual growth rate (CAGR), from $55.69M to $173.00M.
- What does retail banking — provision for loan and lease losses mean?
- The amount of money the bank sets aside to cover expected losses from bad loans.