Commercial Bank — Provision for Credit Losses
M&T Bank Commercial Bank — Provision for Credit Losses decreased by 72.4% to $29.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 19.4%, from $36.00M to $29.00M. Over 3 years (FY 2022 to FY 2025), Commercial Bank — Provision for Credit Losses shows an upward trend with a 60.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests rising credit risk or a more conservative outlook on the loan portfolio's health.
Detailed definition
This is an expense set aside to cover expected future losses from the commercial loan portfolio. It reflects management'...
Peer comparison
Standard banking metric; peer comparison is normalized by the total loan portfolio size (allowance for loan losses ratio).
mtb_segment_commercial_bank_provision_for_credit_lossesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $16.50M | $16.50M | $16.50M | $16.50M | $74.25M | $74.25M | $74.25M | $74.25M | $77.00M | $77.00M | $39.00M | $73.00M | $36.00M | $60.00M | $72.00M | $105.00M | $29.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +350.0% | +0.0% | +0.0% | +0.0% | +3.7% | +0.0% | -49.4% | +87.2% | -50.7% | +66.7% | +20.0% | +45.8% | -72.4% |
| YoY Change | — | — | — | — | +350.0% | +350.0% | +350.0% | +350.0% | +3.7% | +3.7% | -47.5% | -1.7% | -53.2% | -22.1% | +84.6% | +43.8% | -19.4% |
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Frequently Asked Questions
- What is M&T Bank's commercial bank — provision for credit losses?
- M&T Bank (MTB) reported commercial bank — provision for credit losses of $29.00M in Q1 2026.
- How has M&T Bank's commercial bank — provision for credit losses changed year-over-year?
- M&T Bank's commercial bank — provision for credit losses decreased by 19.4% year-over-year, from $36.00M to $29.00M.
- What is the long-term trend for M&T Bank's commercial bank — provision for credit losses?
- Over 3 years (2022 to 2025), M&T Bank's commercial bank — provision for credit losses has grown at a 60.5% compound annual growth rate (CAGR), from $66.00M to $273.00M.
- What does commercial bank — provision for credit losses mean?
- The amount of money a bank sets aside to cover potential losses from bad loans.