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Midland States Bancorp MSBI Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.97M-5.6%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
Mid Penn Bancorp logo
Mid Penn BancorpMPB
$1.59M+430%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$5.76M-12.8%
Northwest Bancshares logo
Northwest BancsharesNWBI
$4.37M-44.8%

Segments

By segment

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Banking$5M-53.9%
Corporate$0
Wealth Management$0

Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's provision for credit losses?
Midland States Bancorp (MSBI) reported provision for credit losses of $5M in Q1 2026.
How has Midland States Bancorp's provision for credit losses changed year-over-year?
Midland States Bancorp's provision for credit losses decreased by 53.9% year-over-year, from $10.85M to $5M.
What is the long-term trend for Midland States Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Midland States Bancorp's provision for credit losses has grown at a 104.9% compound annual growth rate (CAGR), from $3.39M to $59.85M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.