Operating

Interest and Fee Income from Loans and Leases

Morgan Stanley Interest and Fee Income from Loans and Leases decreased by 0.9% to $3.59B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.8%, from $3.43B to $3.59B. Over 4 years (FY 2021 to FY 2025), Interest and Fee Income from Loans and Leases shows an upward trend with a 35.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2015
Last reportedQ4 2025

How to read this metric

Growth indicates expansion in the lending portfolio or improved pricing power on credit products.

Detailed definition

This represents the combined interest and fee revenue derived from the firm's loan and lease portfolios. It reflects the...

Peer comparison

Commonly reported by banks with significant commercial or consumer lending segments.

Metric ID: cf_ms_interest_fee_income_loans_leases

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.04B$1.06B$1.12B$1.16B$1.40B$1.91B$2.52B$2.82B$3.05B$3.24B$3.33B$3.31B$3.48B$3.56B$3.43B$3.33B$3.46B$3.62B$3.59B
QoQ Change+2.2%+5.2%+3.4%+21.3%+36.2%+31.9%+11.7%+8.2%+6.3%+2.8%-0.7%+5.4%+2.1%-3.7%-2.9%+4.1%+4.6%-0.9%
YoY Change+34.8%+79.7%+125.4%+143.5%+117.2%+69.4%+32.1%+17.4%+14.4%+9.9%+2.9%+0.6%-0.6%+1.8%+4.8%
Range$1.04B$3.62B
CAGR+31.7%
Avg YoY Growth+43.5%
Median YoY Growth+17.4%

Frequently Asked Questions

What is Morgan Stanley's interest and fee income from loans and leases?
Morgan Stanley (MS) reported interest and fee income from loans and leases of $3.59B in Q4 2025.
How has Morgan Stanley's interest and fee income from loans and leases changed year-over-year?
Morgan Stanley's interest and fee income from loans and leases increased by 4.8% year-over-year, from $3.43B to $3.59B.
What is the long-term trend for Morgan Stanley's interest and fee income from loans and leases?
Over 4 years (2021 to 2025), Morgan Stanley's interest and fee income from loans and leases has grown at a 35.0% compound annual growth rate (CAGR), from $4.21B to $14.00B.
What does interest and fee income from loans and leases mean?
Revenue generated from interest and fees on loans and lease agreements.