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Midland States Bancorp MSBI Banking — Depreciation on premises and equipment

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Other financials

Income statement

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Revenue$79.5M+4.6%
Net income$18.5M+113%
EPS (diluted)$0.74+111%

Balance sheet

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Cash & equivalents$113.7M+11.4%
Total debt$162.4M+220%
Total equity$559.0M-2.2%
Total assets$6.5B-10.1%

Cash flow

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Operating cash flow$17.0M-31.3%
CapEx$619.0K-66.5%
Free cash flow$16.3M-28.5%

Valuation

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Market cap$632.47M+80.0%
Enterprise value$681.22M+127%
P/E18×
P/S1.9×+0.9×

Profitability

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Net margin10.7%
FCF margin37%-5.4pp

Returns & leverage

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Return on equity6.2%
Debt / equity0.3×+0.2×

Where this comes from

Reported directly by Midland States Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Depreciation.

The official record: Midland States Bancorp’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Midland States Bancorp's banking — depreciation on premises and equipment?
Midland States Bancorp (MSBI) reported banking — depreciation on premises and equipment of $1.21M in Q1 2026.
How has Midland States Bancorp's banking — depreciation on premises and equipment changed year-over-year?
Midland States Bancorp's banking — depreciation on premises and equipment decreased by 1.8% year-over-year, from $1.23M to $1.21M.
What is the long-term trend for Midland States Bancorp's banking — depreciation on premises and equipment?
Over 3 years (2022 to 2025), Midland States Bancorp's banking — depreciation on premises and equipment has grown at a 0.4% compound annual growth rate (CAGR), from $4.78M to $4.85M.
What does banking — depreciation on premises and equipment mean?
This metric represents the systematic allocation of the cost of physical assets, such as bank branches and technology hardware, over their useful lives. It reflects the ongoing capital expenditure requirements to maintain the segment's operational infrastructure.