Discontinued — last reported Q4 '19
Current Liabilities
Short-Term Debt - Weighted-Average Interest Rate
M&T Bank Short-Term Debt - Weighted-Average Interest Rate decreased by 13.9% to 3.8% in Q4 2025 compared to the prior quarter. Over 2 years (FY 2023 to FY 2025), Short-Term Debt - Weighted-Average Interest Rate shows a downward trend with a -15.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ3 2015
Last reportedQ4 2019
How to read this metric
An increase signals higher borrowing costs, which can compress margins if not offset by operational efficiency.
Detailed definition
This metric reflects the average cost of borrowing for the company's short-term debt obligations, weighted by the princi...
Peer comparison
Standard treasury metric; peers disclose this in debt footnotes to show cost of capital trends.
Metric ID:
short_term_debt_weighted_average_interest_rateHistorical Data
3 periods
| Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|
| Value | 5.2% | 4.4% | 3.8% |
| QoQ Change | — | -16.1% | -13.9% |
| YoY Change | — | -16.1% | -13.9% |
Range3.8% – 5.2%
Avg YoY Growth-15.0%
Median YoY Growth-15.0%
Current Streak2+ quarters decline
Short-Term Debt - Weighted-Average Interest Rate at Other Companies
Frequently Asked Questions
- What is M&T Bank's short-term debt - weighted-average interest rate?
- M&T Bank (MTB) reported short-term debt - weighted-average interest rate of 3.8% in Q4 2025.
- What is the long-term trend for M&T Bank's short-term debt - weighted-average interest rate?
- Over 2 years (2023 to 2025), M&T Bank's short-term debt - weighted-average interest rate has grown at a -15.0% compound annual growth rate (CAGR), from 5.2% to 3.8%.
- What does short-term debt - weighted-average interest rate mean?
- The average interest rate the company pays on its short-term loans.