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MVB Financial Corp. MVBF Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.51B-24.1%
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$27.6M-41.1%
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$1.75M+16.7%
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$193K-55.8%
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Greene County BancorpGCBC
$451K-58.4%

Segments

By segment

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CoRe Banking$1.85M+947%
Financial Holding Company$0
Mortgage Banking$0

Other financials

Income statement

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Revenue$36.7M+8.8%
Net income$5.2M+45.7%
EPS (diluted)$0.39+44.4%

Balance sheet

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Cash & equivalents$177.6M-29.4%
Total debt$26.1M-6.9%
Total equity$334.0M+9.3%
Total assets$3.3B+10.0%

Cash flow

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Operating cash flow-$23.3M-265%
CapEx$140.0K-46.4%
Free cash flow-$23.4M-269%

Valuation

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Market cap$366.99M+38.0%
P/E12.9×-0.9×
P/S2.2×+0.4×

Profitability

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Net margin16.7%+3.7pp
FCF margin12.8%-6.2pp

Returns & leverage

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Return on equity8.4%+1.6pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by MVB Financial Corp. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: MVB Financial Corp.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is MVB Financial Corp.'s provision for credit losses?
MVB Financial Corp. (MVBF) reported provision for credit losses of $1.85M in Q1 2026.
How has MVB Financial Corp.'s provision for credit losses changed year-over-year?
MVB Financial Corp.'s provision for credit losses increased by 947.5% year-over-year, from $177K to $1.85M.
What is the long-term trend for MVB Financial Corp.'s provision for credit losses?
Over 4 years (2021 to 2025), MVB Financial Corp.'s provision for credit losses has grown at a 8.6% compound annual growth rate (CAGR), from -$6.28M to $8.74M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.