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Greene County Bancorp GCBC Provision for Credit Losses

Provision for Credit Losses at other companies

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KeyCorpKEY
$92M-33.3%
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Trustco Bank CorpTRST
$13K-90.2%
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Farmers & Merchants BancorpFMAO
$148K+448%
Midland States Bancorp logo
Midland States BancorpMSBI
$5M-53.9%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$500K-33.3%
West Bancorporation logo
West BancorporationWTBA
$0

Other financials

Income statement

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Revenue$25.0M+22.0%
Net income$11.3M+21.5%
EPS (diluted)$0.67+21.8%

Balance sheet

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Cash & equivalents$144.9M-20.9%
Total debt$119.0M+55.8%
Total equity$277.8M+16.3%
Total assets$3.2B+4.7%

Cash flow

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Operating cash flow$10.7M+46.1%
CapEx$13.0K-75.0%
Free cash flow$10.7M+46.9%

Valuation

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Market cap$584.14M+47.2%
Enterprise value$558.24M+92.5%
P/E14.2×+1.5×
P/S6.3×+1.0×

Profitability

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Net margin44.3%+3.0pp
FCF margin41.3%+5.9pp

Returns & leverage

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Return on equity15.9%+1.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Greene County Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Greene County Bancorp’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 3:41 PM EDT
Accession
0001140361-26-029411

FAQ

What is Greene County Bancorp's provision for credit losses?
Greene County Bancorp (GCBC) reported provision for credit losses of $126K in Q2 2026.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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