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West Bancorporation WTBA Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$28.1M+18.0%
Net income$11.1M+38.8%
EPS (diluted)$0.64+36.2%

Balance sheet

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Cash & equivalents$433.7M+25.6%
Total debt$23.8M-41.0%
Total equity$281.0M+16.6%
Total assets$4.0B-0.7%

Cash flow

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Operating cash flow$14.4M+6.2%
CapEx$293.0K-61.6%
Free cash flow$14.1M+10.3%

Valuation

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Market cap$484.55M+59.7%
Enterprise value$74.6M-4,896%
P/E12.6×+2.1×
P/S4.7×+1.2×

Profitability

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Net margin37.1%+4.4pp
FCF margin47%+6.0pp

Returns & leverage

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Return on equity14.7%+2.3pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by West Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: West Bancorporation’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 7:15 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001166928-26-000034
(in thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Long-term debt3855047821,022
Total interest expense22,95326,54345,95951,824
Net interest income25,52121,41949,90642,274
Credit loss expense (benefit)
Net interest income after credit loss expense25,52121,41949,90642,274
Noninterest income:
Service charges on deposit accounts476486984957
Debit card interchange income514478986924

Item 1. Financial Statements

FAQ

What is West Bancorporation's provision for credit losses?
West Bancorporation (WTBA) reported provision for credit losses of $0 in Q2 2026.
What is the long-term trend for West Bancorporation's provision for credit losses?
Over 4 years (2021 to 2025), West Bancorporation's provision for credit losses has grown at a -100.0% compound annual growth rate (CAGR), from -$1.5M to $0.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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