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Community West Bancshares CWBC Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$914M-9.1%
West Bancorporation logo
West BancorporationWTBA
$0
Westamerica Bank logo
Westamerica BankWABC
$0+100%
Banc of California logo
Banc of CaliforniaBANC
$161.78M+314%
Oak Valley Bancorp logo
Oak Valley BancorpOVLY
$464K+131%

Segments

By segment

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Banking Operations$3.75M-66.2%

Other financials

Income statement

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Revenue$48.9M+37.2%
Net income$2.7M-65.6%
EPS (diluted)$0.10-75.6%

Balance sheet

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Cash & equivalents$206.8M+53.9%
Total debt$11.6M-85.5%
Total equity$607.8M+60.0%
Total assets$5.0B+40.7%

Cash flow

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Operating cash flow$10.9M-1.3%
CapEx$2.7M+758%
Free cash flow$8.2M-23.7%

Valuation

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Market cap$683.7M+88.9%
P/E18.9×+5.2×
P/S4.2×+1.5×

Profitability

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Net margin22.1%+2.7pp
FCF margin27.3%+8.7pp

Returns & leverage

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Return on equity7.3%+0.1pp
Debt / equity-0.2×

Where this comes from

Reported directly by Community West Bancshares in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Community West Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:04 PM EDT
Accession
0001628280-26-049383

FAQ

What is Community West Bancshares's provision for credit losses?
Community West Bancshares (CWBC) reported provision for credit losses of $5.64M in Q2 2026.
How has Community West Bancshares's provision for credit losses changed year-over-year?
Community West Bancshares's provision for credit losses increased by 115.7% year-over-year, from $2.61M to $5.64M.
What is the long-term trend for Community West Bancshares's provision for credit losses?
Over 4 years (2021 to 2025), Community West Bancshares's provision for credit losses has grown at a -3.3% compound annual growth rate (CAGR), from -$4.3M to $3.75M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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