Skip to content

Banc of California BANC Provision for Credit Losses

Provision for Credit Losses at other companies

Customers Bancorp logo
Customers BancorpCUBI
$400K-66.7%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$7.24M+39.7%
JPMorgan Chase logo
JPMorgan ChaseJPM
$2.51B-24.1%
East-West Bancorp logo
East-West BancorpEWBC
$36M-26.5%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$213.2M+583%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%

Other financials

Income statement

See full
Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

See full
Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

See full
Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

See full
Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

See full
Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

See full
Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Banc of California's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Banc of California's provision for credit losses?
Banc of California (BANC) reported provision for credit losses of $9.8M in Q1 2026.
How has Banc of California's provision for credit losses changed year-over-year?
Banc of California's provision for credit losses increased by 5.4% year-over-year, from $9.3M to $9.8M.
What is the long-term trend for Banc of California's provision for credit losses?
Over 4 years (2021 to 2025), Banc of California's provision for credit losses has grown at a 79.1% compound annual growth rate (CAGR), from $6.85M to $70.6M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.