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Western Alliance Bancorporation WAL Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.52B-11.7%
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$914M-9.1%
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Banc of CaliforniaBANC
$161.78M+314%
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West BancorporationWTBA
$0
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Bankwell Financial GroupBWFG
$48K+140%
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East-West BancorpEWBC
$33M-26.7%

Segments

By segment

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Commercial Segment$206.3M+559%
Consumer Related Segment$6.4M+28.0%
Corporate & Other-$4M-153%
Corporate And Other Segment$500K+110%

Other financials

Income statement

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Revenue$995.7M+17.7%
Net income$261.7M+13.6%
EPS (diluted)$2.36+14.0%

Balance sheet

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Cash & equivalents$8.6B+161%
Total debt$148.0M-95.5%
Total equity$7.8B+10.2%
Total assets$98.7B+13.8%

Cash flow

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Operating cash flow-$507.2M+69.3%
CapEx$24.2M+45.8%
Free cash flow-$531.4M+68.2%

Valuation

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Market cap$9.05B+5.5%
P/E9.2×-0.9×
P/S2.3×-0.3×

Profitability

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Net margin25%-0.8pp
FCF margin-43.7%-17.4pp

Returns & leverage

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Return on equity13.1%+0.6pp
Debt / equity-0.4×

Where this comes from

Reported directly by Western Alliance Bancorporation in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Western Alliance Bancorporation’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 4:16 PM EDT
Accession
0001628280-26-049001

FAQ

What is Western Alliance Bancorporation's provision for credit losses?
Western Alliance Bancorporation (WAL) reported provision for credit losses of $80.4M in Q2 2026.
How has Western Alliance Bancorporation's provision for credit losses changed year-over-year?
Western Alliance Bancorporation's provision for credit losses increased by 101.5% year-over-year, from $39.9M to $80.4M.
What is the long-term trend for Western Alliance Bancorporation's provision for credit losses?
Over 4 years (2021 to 2025), Western Alliance Bancorporation's provision for credit losses has grown at a 79.9% compound annual growth rate (CAGR), from -$21.4M to $224.1M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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