What is Trustco Bank Corp's provision for credit losses?

Trustco Bank Corp (TRST) reported provision for credit losses of $0 in Q1 2026.

What is the long-term trend for Trustco Bank Corp's provision for credit losses?

Over 4 years (2021 to 2025), Trustco Bank Corp's provision for credit losses has grown at a -46.3% compound annual growth rate (CAGR), from -$5.45M to $453K.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Trustco Bank Corp TRST Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

KeyCorpKEY

$106M-10.2%

Capital City Bank GroupCCBG

$712K-7.3%

STB

S&T BancorpSTBA

$1.78M+171%

CNB FinancialCCNE

$114K-2.6%

Financial InstitutionsFISI

$2.24M-23.5%

Segments

By geography

See full

FL$15K—

Other financials

Income statement

See full

Revenue$49.5M+9.3%

Net income$16.3M+14.1%

EPS (diluted)$0.91+21.3%

Balance sheet

See full

Cash & equivalents$768.1M+1.6%

Total debt$148.9M+23.4%

Total equity$670.9M-2.5%

Total assets$6.5B+2.7%

Cash flow

See full

Operating cash flow$11.8M+823%

CapEx$1.6M-64.0%

Free cash flow$10.2M+412%

Valuation

See full

Market cap$941.72M+60.6%

Enterprise value$322.46M-756%

P/E14.9×+3.4×

P/S4.9×+1.6×

Profitability

See full

Net margin32.9%+3.9pp

FCF margin30.8%+7.0pp

Returns & leverage

See full

Return on equity9.3%+1.7pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal.

The official record: Trustco Bank Corp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trustco Bank Corp's provision for credit losses?: Trustco Bank Corp (TRST) reported provision for credit losses of $0 in Q1 2026.
What is the long-term trend for Trustco Bank Corp's provision for credit losses?: Over 4 years (2021 to 2025), Trustco Bank Corp's provision for credit losses has grown at a -46.3% compound annual growth rate (CAGR), from -$5.45M to $453K.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.