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Capital City Bank Group CCBG Provision for Credit Losses

Provision for Credit Losses at other companies

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$914M-9.1%
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Truist FinancialTFC
$395M-19.1%
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Regions FinancialRF
$68M-46.0%
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SmartFinancialSMBK
$1.46M-39.3%
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S&T BancorpSTBA
$1.04M+43.4%
Financial Institutions logo
Financial InstitutionsFISI
$2.24M-23.5%

Other financials

Income statement

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Revenue$64.8M+2.5%
Net income$16.3M+8.2%
EPS (diluted)$0.95+8.0%

Balance sheet

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Cash & equivalents$479.7M+1.3%
Total debt$73.8M+16.5%
Total equity$570.1M+8.3%
Total assets$4.5B+1.3%

Cash flow

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Operating cash flow$12.8M-60.9%
CapEx$5.3M+189%
Free cash flow$7.5M-75.8%

Valuation

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Market cap$890.06M+33.3%
Enterprise value$484.17M+88.0%
P/E14.4×+2.9×
P/S3.5×+0.7×

Profitability

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Net margin24%+0.2pp
FCF margin20.2%-8.4pp

Returns & leverage

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Return on equity11.3%-0.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Capital City Bank Group in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: Capital City Bank Group’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 3:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000726601-26-000024

919

Item 1.

FAQ

What is Capital City Bank Group's provision for credit losses?
Capital City Bank Group (CCBG) reported provision for credit losses of $919K in Q2 2026.
How has Capital City Bank Group's provision for credit losses changed year-over-year?
Capital City Bank Group's provision for credit losses increased by 48.2% year-over-year, from $620K to $919K.
What is the long-term trend for Capital City Bank Group's provision for credit losses?
Over 4 years (2021 to 2025), Capital City Bank Group's provision for credit losses has grown at a 35.7% compound annual growth rate (CAGR), from -$1.55M to $5.26M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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