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SmartFinancial SMBK Provision for Credit Losses
Provision for Credit Losses at other companies
Other financials
Where this comes from
Reported directly by SmartFinancial in its filing.
Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.
The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.
- Filed
- Aug 10, 2026, 5:01 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-093447
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Subordinated debt | 1,884 | 739 | 3,748 | 1,472 |
| Total interest expense | 29,978 | 29,110 | 58,371 | 57,248 |
| Net interest income | 48,064 | 40,343 | 93,941 | 78,582 |
| Provision for credit losses | 1,463 | 2,411 | 5,602 | 3,391 |
| Net interest income after provision for credit losses | 46,601 | 37,932 | 88,339 | 75,191 |
| Noninterest income: | ||||
| Service charges on deposit accounts | 1,881 | 1,766 | 3,734 | 3,502 |
| Gain (loss) on sale of securities, net | 54 | (4) | 55 | (4) |
Item 1. Consolidated Financial Statements (Unaudited)
FAQ
- What is SmartFinancial's provision for credit losses?
- SmartFinancial (SMBK) reported provision for credit losses of $1.46M in Q2 2026.
- How has SmartFinancial's provision for credit losses changed year-over-year?
- SmartFinancial's provision for credit losses decreased by 39.3% year-over-year, from $2.41M to $1.46M.
- What is the long-term trend for SmartFinancial's provision for credit losses?
- Over 4 years (2021 to 2025), SmartFinancial's provision for credit losses has grown at a 47.6% compound annual growth rate (CAGR), from $1.63M to $7.75M.
- What does provision for credit losses mean?
- Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.
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