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Financial Institutions FISI Provision for Credit Losses

Provision for Credit Losses at other companies

KeyCorp logo
KeyCorpKEY
$106M-10.2%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$712K-7.3%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$1.97M-5.6%
Center Bancorp logo
Center BancorpCNOB
$5.2M+48.6%
Community Financial System logo
Community Financial SystemCBU
$5.64M-15.8%
M&T Bank logo
M&T BankMTB

Other financials

Income statement

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Revenue$62.7M+9.5%
Net income$21.0M+24.3%
EPS (diluted)$1.04+28.4%

Balance sheet

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Cash & equivalents$85.5M-48.9%
Total debt$224.6M+5.7%
Total equity$631.7M+7.1%
Total assets$6.3B-0.7%

Cash flow

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Operating cash flow$23.7M+137%
CapEx$650.0K-20.3%
Free cash flow$23.0M+151%

Valuation

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Market cap$761.27M+53.9%
Enterprise value$900.46M+66.8%
P/E9.6×
P/S

Profitability

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Net margin31.5%
FCF margin33%-35.0pp

Returns & leverage

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Return on equity12.9%+10.1pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Financial Institutions in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Financial Institutions’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Financial Institutions's provision for credit losses?
Financial Institutions (FISI) reported provision for credit losses of $2.24M in Q1 2026.
How has Financial Institutions's provision for credit losses changed year-over-year?
Financial Institutions's provision for credit losses decreased by 23.5% year-over-year, from $2.93M to $2.24M.
What is the long-term trend for Financial Institutions's provision for credit losses?
Over 3 years (2022 to 2025), Financial Institutions's provision for credit losses has grown at a -4.4% compound annual growth rate (CAGR), from $13.31M to $11.63M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.