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NCR Atleos NATL Self-Service Banking — Adjusted EBITDA by segment

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Other financials

Income statement

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Revenue$1.0B+6.5%
Operating income$84.0M-9.7%
Net income$22.0M+57.1%
EPS (diluted)$0.29+52.6%

Balance sheet

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Cash & equivalents$596.0M-12.6%
Total debt$2.9B-2.9%
Total equity$396.0M+44.0%
Total assets$5.6B-1.7%

Cash flow

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Operating cash flow-$9.0M-107%
CapEx$27.0M-6.9%
Free cash flow-$36.0M-138%

Valuation

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Market cap$3.44B+44.1%
Enterprise value$5.77B+21.4%
P/E20.2×-0.5×
P/S0.8×+0.2×

Profitability

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Operating margin10.6%-0.3pp
Net margin3.8%+1.4pp
FCF margin5.7%

Returns & leverage

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Return on equity50.7%+13.8pp
Debt / equity7.4×-3.6×
Current ratio0.0×

Where this comes from

Reported directly by NCR Atleos in its filing.

Tagged under the XBRL concept ncr:TotalAdjustedEBITDA.

The source filing: NCR Atleos’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 7:31 AM EST
Fiscal year
FY2025
Accession
0001628280-26-012576
In millionsSelf-Service BankingNetworkT&TTotal
Adjusted cost of services (2)1,2808691142,263
Adjusted SG&A and R&D expenses (2)1929117300
Other segment items (3)(58)(100)(1)(159)
Total Segment Adjusted EBITDA$751$359$31$1,141
Reconciliation of Segment Adjusted EBITDA to Net income (loss) attributable to Atleos
Segment Adjusted EBITDA$1,141
Less unallocated amounts
Corporate income and expenses not allocated to segments312

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTAL DATA

FAQ

What is NCR Atleos's self-service banking — adjusted EBITDA by segment?
NCR Atleos (NATL) reported self-service banking — adjusted EBITDA by segment of $187.75M in Q4 2025.
How has NCR Atleos's self-service banking — adjusted EBITDA by segment changed year-over-year?
NCR Atleos's self-service banking — adjusted EBITDA by segment increased by 19.4% year-over-year, from $157.25M to $187.75M.
What is the long-term trend for NCR Atleos's self-service banking — adjusted EBITDA by segment?
Over 4 years (2021 to 2025), NCR Atleos's self-service banking — adjusted EBITDA by segment has grown at a 5.8% compound annual growth rate (CAGR), from $600M to $751M.
What does self-service banking — adjusted EBITDA by segment mean?
This metric provides a measure of the operating profitability of the self-service banking segment by excluding interest, taxes, depreciation, amortization, and other non-recurring charges. It is a key performance indicator used to assess the core cash-generating capability of the segment's business model. Investors use this to compare the operational efficiency and profitability of the self-service banking division against industry peers.

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