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Navient NAVI Q2 2025 earnings

Reported July 30, 2025 · Before market open

Revenue$806.0MBeat by $659.7M
EPS$0.21Miss by $0.06
Revenue estimate$146.3M
EPS estimate$0.27

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$142.9M
EPS estimate$0.18

Financials

Q2 2025

Income statement

See full
Net income$14.0M-61.1%
EPS (diluted)$0.13-59.4%

Balance sheet

See full
Cash & equivalents$712.0M-34.6%
Total debt$47.1B-10.9%
Total assets$50.2B-11.3%

Cash flow

See full
Operating cash flow$126.0M-54.8%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$1.41B-14.5%
Enterprise value$47.79B-10.6%
P/E41.4×—

Versus estimates

Revenue

Q1 2026$152.0MBeat by $10.5MQ4 2025$144.0MMiss by $15.8MQ3 2025$800.0MBeat by $663.3M
Q2 2025$806.0MBeat by $659.7M
Q1 2025$802.0MBeat by $655.0MQ4 2024$595.0MBeat by $441.5M

Diluted EPS

Q1 2026$0.20Beat by $0.03Q4 2025$0.02Miss by $0.29Q3 2025$0.29Beat by $0.11
Q2 2025$0.21Miss by $0.06
Q1 2025$0.28Beat by $0.09Q4 2024$0.25Miss by $0.01

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Questions, answered.

When did Navient report Q2 2025 earnings?
Navient (NAVI) reported Q2 2025 earnings on July 30, 2025 before market open.
What were Navient's Q2 2025 revenue and EPS?
Navient reported revenue of $806.0M and eps of $0.21 for Q2 2025.
Did Navient beat estimates in Q2 2025?
Revenue beat the consensus estimate of $146.3M by $659.7M. EPS missed the consensus estimate of $0.27 by $0.06.
How did Navient's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 26.5% from $1.1B a year earlier and eps declined 56.3% from $0.48.
Where can I find Navient's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-100241) directly on SEC EDGAR. The filing index links above go to sec.gov.