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Navient NAVI Q3 2025 earnings

Reported October 29, 2025 · Before market open

Revenue$800.0MBeat by $663.3M
EPS$0.29Beat by $0.11
Revenue estimate$136.8M
EPS estimate$0.18

Next report

Oct 28, 2026 (in a month)
Revenue estimate$143.8M
EPS estimate$0.12

Financials

Q3 2025

Income statement

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Net income-$86.0M-4,200%
EPS (diluted)-$0.87-4,250%

Balance sheet

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Cash & equivalents$571.0M-50.0%
Total debt$46.3B-7.3%
Total assets$49.3B-7.7%

Cash flow

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Operating cash flow$70.0M—

FAQ

When did Navient report Q3 2025 earnings?
Navient (NAVI) reported Q3 2025 earnings on October 29, 2025 before market open.
What were Navient's Q3 2025 revenue and EPS?
Navient reported revenue of $800.0M and eps of $0.29 for Q3 2025.
Did Navient beat estimates in Q3 2025?
Revenue beat the consensus estimate of $136.8M by $663.3M. EPS beat the consensus estimate of $0.18 by $0.11.
How did Navient's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 15.6% from $948.0M a year earlier and eps grew 3.6% from $0.28.
Where can I find Navient's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001193125-25-254009) and the 10-Q periodic report (0001193125-25-256361) directly on SEC EDGAR. The filing index links above go to sec.gov.