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Northeast Community Bancorp NECB Bronx — Increase Decrease In Finance Receivables

Other geography segments

Orange County
$72.6M
Rockland County
$4.6M

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Other financials

Income statement

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Revenue$25.3M-2.5%
Net income$9.8M-12.3%
EPS (diluted)$0.72-12.2%

Balance sheet

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Cash & equivalents$73.4M+23.6%
Total debt$194.9M+39.1%
Total equity$362.6M+7.7%
Total assets$2.1B+7.2%

Cash flow

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Operating cash flow$12.8M-18.1%
CapEx$133.0K-82.3%
Free cash flow$12.7M-14.9%

Valuation

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Market cap$363.42M+38.1%
Enterprise value$484.93M+41.0%
P/E8.6×+2.7×
P/S3.5×+1.0×

Profitability

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Net margin40.9%-1.8pp
FCF margin46.7%-0.9pp

Returns & leverage

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Return on equity12.1%-1.9pp
Debt / equity0.5×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInFinanceReceivables.

The source filing: Northeast Community Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092404

The Company’s lending exposures include outstanding loan balances, loans-in-process, and unfunded commitments. As of June 30, 2026 and December 31, 2025, the Company had lending exposures of $1.1 billion and $827.8 million in the Bronx, $552.3 million and $533.3 million in Orange County, $376.8 million and $364.2 million in Rockland County, and $129.7 million and $150.3 million in Sullivan County, respectively. The increase in total lending exposure reflects continued growth in construction lending activity. Compared to December 31, 2025, the Company’s lending exposure as of June 30, 2026 increased by $244.3 million or 29.5% in the Bronx, by $18.9 million or 3.5% in Orange County, and by $12.6 million or 3.5% in Rockland County.

Item 1. Financial Statements

FAQ

What is Northeast Community Bancorp's bronx — increase decrease in finance receivables?
Northeast Community Bancorp (NECB) reported bronx — increase decrease in finance receivables of $132.7M in Q2 2026.
What does bronx — increase decrease in finance receivables mean?
This metric measures the net change in the total outstanding loan balance for the Bronx segment over a specific reporting period. It reflects the bank's net lending activity, capturing the balance between new loan originations and principal repayments. A positive change indicates portfolio expansion, while a negative change suggests contraction or accelerated paydowns in this region.

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