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Northeast Community Bancorp NECB Orange County — Increase Decrease In Finance Receivables

Other geography segments

Bronx
$132.7M
Rockland County
$4.6M

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Other financials

Income statement

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Revenue$25.3M-2.5%
Net income$9.8M-12.3%
EPS (diluted)$0.72-12.2%

Balance sheet

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Cash & equivalents$73.4M+23.6%
Total debt$194.9M+39.1%
Total equity$362.6M+7.7%
Total assets$2.1B+7.2%

Cash flow

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Operating cash flow$12.8M-18.1%
CapEx$133.0K-82.3%
Free cash flow$12.7M-14.9%

Valuation

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Market cap$363.42M+38.1%
Enterprise value$484.93M+41.0%
P/E8.6×+2.7×
P/S3.5×+1.0×

Profitability

See full
Net margin40.9%-1.8pp
FCF margin46.7%-0.9pp

Returns & leverage

See full
Return on equity12.1%-1.9pp
Debt / equity0.5×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInFinanceReceivables.

The source filing: Northeast Community Bancorp’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 10:34 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-057657

The Company’s lending exposures include outstanding loan balances, loans-in-process, and unfunded commitments. As of March 31, 2026 and December 31, 2025, the Company had lending exposures of $885.3 million and $827.8 million in the Bronx, $514.5 million and $533.3 million in Orange County, $392.5 million and $364.2 million in Rockland County, and $157.0 million and $150.3 million in Sullivan County, respectively. The increase in lending exposure reflects continued growth in construction lending activity within these markets. Compared to March 31, 2025, the Company’s lending exposure as of March 31, 2026 increased by $111.6 million or 14.4% in the Bronx, by $72.6 million or 16.4% in Orange County, by $8.0 million or 2.1% in Rockland County, and by $14.0 million or 9.8% in Sullivan County.

Item 1. Financial Statements

FAQ

What is Northeast Community Bancorp's orange county — increase decrease in finance receivables?
Northeast Community Bancorp (NECB) reported orange county — increase decrease in finance receivables of $72.6M in Q1 2026.
What does orange county — increase decrease in finance receivables mean?
This metric measures the net change in the total outstanding loan balance within a specific geographic segment over a defined reporting period. It reflects the bank's regional growth strategy by capturing the net impact of new loan originations, principal repayments, and portfolio liquidations. A positive value indicates regional expansion, while a negative value suggests portfolio contraction or accelerated repayment.

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