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Northeast Community Bancorp NECB Business Segments — Interest Expense Operating

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Other financials

Income statement

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Revenue$25.3M-2.5%
Net income$9.8M-12.3%
EPS (diluted)$0.72-12.2%

Balance sheet

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Cash & equivalents$73.4M+23.6%
Total debt$194.9M+39.1%
Total equity$362.6M+7.7%
Total assets$2.1B+7.2%

Cash flow

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Operating cash flow$12.8M-18.1%
CapEx$133.0K-82.3%
Free cash flow$12.7M-14.9%

Valuation

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Market cap$367.44M+38.1%
Enterprise value$488.94M+41.0%
P/E8.7×+2.7×
P/S3.6×+1.0×

Profitability

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Net margin40.9%-1.8pp
FCF margin46.7%-0.9pp

Returns & leverage

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Return on equity12.1%-1.9pp
Debt / equity0.5×+0.1×

Where this comes from

Reported directly by Northeast Community Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Northeast Community Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 8:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092404
Line itemThree Months Ended June 30, 2026 / (In thousands, except / per share amounts)Three Months Ended June 30, 2025 / (In thousands, except / per share amounts)Six Months Ended June 30, 2026 / (In thousands, except / per share amounts)Six Months Ended June 30, 2025 / (In thousands, except / per share amounts)
Deposits10,61012,05322,01225,986
Borrowings7909021,213902
Financing lease10102020
Total Interest Expense11,41012,96523,24526,908
Net Interest Income24,65025,07448,78449,338
Provision for credit loss860860237
Net Interest Income after Provision for Credit Loss23,79025,07447,92449,101
NON-INTEREST INCOME:

Item 1. Financial Statements

FAQ

What is Northeast Community Bancorp's business segments — interest expense operating?
Northeast Community Bancorp (NECB) reported business segments — interest expense operating of $11.41M in Q2 2026.
How has Northeast Community Bancorp's business segments — interest expense operating changed year-over-year?
Northeast Community Bancorp's business segments — interest expense operating decreased by 12.0% year-over-year, from $12.97M to $11.41M.
What is the long-term trend for Northeast Community Bancorp's business segments — interest expense operating?
Over 2 years (2023 to 2025), Northeast Community Bancorp's business segments — interest expense operating has grown at a 23.0% compound annual growth rate (CAGR), from $35.3M to $53.38M.
What does business segments — interest expense operating mean?
This reflects the total cost incurred by the segment to fund its operations, primarily through interest paid on customer deposits and other borrowings. Monitoring this helps assess the segment's cost of funds and sensitivity to interest rate fluctuations.

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