Skip to content

Citizens & Northern CZNC Business Segments — Interest Expense Operating

Similar metrics at other companies

NEC
NECBSingle Reportable — Interest Expense Operating
$11.84M-15.1%
Citi Trends logo
CTRNSingle Reportable — Interest Expense Nonoperating
$86K+13.2%
Napco Security Technologies logo
NSSCSingle Reportable — Interest Income Expense Nonoperating Net
$986K+14.4%
Ur-Energy logo
URGSingle Reportable — Interest Expense Nonoperating
$2.95M+1,008%
El Pollo Loco logo
LOCOSingle Reportable — Interest Expense Nonoperating
$731K-37.8%
CNB Financial logo
CCNEReportable Segment — Interest Expense, Operating
$38.72M+14.0%

Other financials

Income statement

See full
Revenue$36.6M+35.8%
Net income$273.0K-95.7%
EPS (diluted)$0.02-95.1%

Balance sheet

See full
Cash & equivalents$54.8M-52.2%
Total debt$13.6M+2,280%
Total equity$335.6M+19.1%
Total assets$3.2B+21.3%

Cash flow

See full
Operating cash flow$8.7M+447%
CapEx$188.0K-65.3%
Free cash flow$8.5M+713%

Valuation

See full
Market cap$402.23M+41.5%
Enterprise value$361.02M+112%
P/E23.1×+12.6×
P/S+0.4×

Profitability

See full
Net margin13.2%-11.4pp
FCF margin28.3%+3.5pp

Returns & leverage

See full
Return on equity5.6%-4.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Citizens & Northern’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Citizens & Northern's business segments — interest expense operating.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Citizens & Northern's business segments — interest expense operating?
Citizens & Northern (CZNC) reported business segments — interest expense operating of $12.13M in Q1 2026.
How has Citizens & Northern's business segments — interest expense operating changed year-over-year?
Citizens & Northern's business segments — interest expense operating increased by 3.4% year-over-year, from $11.73M to $12.13M.
What is the long-term trend for Citizens & Northern's business segments — interest expense operating?
Over 3 years (2022 to 2025), Citizens & Northern's business segments — interest expense operating has grown at a 70.7% compound annual growth rate (CAGR), from $9.52M to $47.36M.
What does business segments — interest expense operating mean?
The total cost incurred by the bank to pay interest on deposits, borrowings, and other interest-bearing liabilities. Monitoring this metric helps assess the bank's cost of funds and its sensitivity to interest rate fluctuations.