Skip to content
OpenCapital
Get started

National Bankshares NKSH Q1 2025 earnings

Reported April 24, 2025 · Before market open

Revenue$20.8M
EPS$0.48Miss by $0.04
EPS estimate$0.52

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$16.0M
EPS estimate$0.98

Financials

Q1 2025

Income statement

See full
Revenue$12.8M+22.7%
Net income$3.2M+48.9%
EPS (diluted)$0.51+37.8%

Balance sheet

See full
Cash & equivalents$122.5M+1.1%
Total debt$1.4M+35.7%
Total equity$167.3M+20.0%
Total assets$1.8B+8.7%

Cash flow

See full
Operating cash flow$2.6M-33.2%
CapEx$963.0K+206%
Free cash flow$1.6M-54.5%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$169.46M-13.9%
Enterprise value$48.34M-36.9%
P/E19.5×+4.8×
P/S3.6×-0.9×

Profitability

See full
Net margin18.2%-12.1pp
FCF margin8.9%-21.7pp

Returns & leverage

See full
Return on equity5.7%-4.2pp
Debt / equity0×0.0×

Segments

By product

See full
Deposit Account$699.0K+3.6%
Fiduciary And Trust$579.0K+15.1%
Credit And Debit Card$417.0K+11.5%

Versus estimates

Revenue

Q2 2026$6.9MMiss by $8.7MQ1 2026$21.6MBeat by $7.6MQ4 2025$22.2MBeat by $8.1MQ3 2025$21.4MQ2 2025$20.8M
Q1 2025$20.8M

Diluted EPS

Q2 2026$0.79Miss by $0.01Q1 2026$0.78Beat by $0.13Q4 2025$0.84Beat by $0.16Q3 2025$0.69Beat by $0.03Q2 2025$0.61In line
Q1 2025$0.48Miss by $0.04

Ask the moment National Bankshares reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did National Bankshares report Q1 2025 earnings?
National Bankshares (NKSH) reported Q1 2025 earnings on April 24, 2025 before market open.
What were National Bankshares's Q1 2025 revenue and EPS?
National Bankshares reported revenue of $20.8M and eps of $0.48 for Q1 2025.
Did National Bankshares beat estimates in Q1 2025?
EPS missed the consensus estimate of $0.52 by $0.04.
How did National Bankshares's Q1 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 98.8% from $10.4M a year earlier and eps grew 29.7% from $0.37.
Where can I find National Bankshares's Q1 2025 SEC filings?
You can read the 10-Q periodic report (0000950170-25-071488) directly on SEC EDGAR. The filing index links above go to sec.gov.