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NMI Holdings Inc. NMIH Q2 2025 earnings

Reported July 29, 2025 · After market close

Revenue$173.8MMiss by $3.2M
EPS$1.22Beat by $0.06
Revenue estimate$177.0M
EPS estimate$1.16

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$159.0M
EPS estimate$1.30

Financials

Q2 2025

Income statement

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Revenue$173.8M+7.2%
Net income$96.2M+4.4%
EPS (diluted)$1.21+7.1%

Balance sheet

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Cash & equivalents$84.0M+34.1%
Total equity$2.4B+18.3%
Total assets$3.6B+15.8%

Cash flow

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Operating cash flow$128.4M+9.0%
CapEx$1.6M-10.4%
Free cash flow$126.7M+9.3%

Valuation & ratios

Valuation

as of 06/30/25
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Market cap$3.29B+19.7%
P/E8.7×+0.8×
P/S4.8×+0.4×

Profitability

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Net margin55.6%-0.8pp
FCF margin57%-3.1pp

Returns & leverage

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Return on equity16.9%-1.5pp

FAQ

When did NMI Holdings Inc. report Q2 2025 earnings?
NMI Holdings Inc. (NMIH) reported Q2 2025 earnings on July 29, 2025 after market close.
What were NMI Holdings Inc.'s Q2 2025 revenue and EPS?
NMI Holdings Inc. reported revenue of $173.8M and eps of $1.22 for Q2 2025.
Did NMI Holdings Inc. beat estimates in Q2 2025?
Revenue missed the consensus estimate of $177.0M by $3.2M. EPS beat the consensus estimate of $1.16 by $0.06.
How did NMI Holdings Inc.'s Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.2% from $162.1M a year earlier and eps grew 1.7% from $1.20.
Where can I find NMI Holdings Inc.'s Q2 2025 SEC filings?
You can read the 8-K earnings release (0001547903-25-000092) and the 10-Q periodic report (0001547903-25-000094) directly on SEC EDGAR. The filing index links above go to sec.gov.