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NMI Holdings Inc. NMIH Q3 2025 earnings

Reported November 4, 2025 · After market close

Revenue$178.7MMiss by $2.0M
EPS$1.21In line
Revenue estimate$180.7M
EPS estimate$1.21

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$159.0M
EPS estimate$1.30

Financials

Q3 2025

Income statement

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Revenue$178.7M+7.6%
Net income$96.0M+3.4%
EPS (diluted)$1.22+6.1%

Balance sheet

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Cash & equivalents$130.4M-2.2%
Total equity$2.5B+14.6%
Total assets$3.7B+12.3%

Cash flow

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Operating cash flow$128.0M-0.3%
CapEx$1.8M+20.0%
Free cash flow$126.3M-0.5%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$2.97B-9.9%
P/E7.8×-1.4×
P/S4.3×-0.9×

Profitability

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Net margin55%-1.2pp
FCF margin55.9%-4.0pp

Returns & leverage

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Return on equity16.2%-1.8pp

FAQ

When did NMI Holdings Inc. report Q3 2025 earnings?
NMI Holdings Inc. (NMIH) reported Q3 2025 earnings on November 4, 2025 after market close.
What were NMI Holdings Inc.'s Q3 2025 revenue and EPS?
NMI Holdings Inc. reported revenue of $178.7M and eps of $1.21 for Q3 2025.
Did NMI Holdings Inc. beat estimates in Q3 2025?
Revenue missed the consensus estimate of $180.7M by $2.0M. EPS beat the consensus estimate of $1.21 by $0.00.
How did NMI Holdings Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.6% from $166.1M a year earlier and eps grew 5.2% from $1.15.
Where can I find NMI Holdings Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0001547903-25-000101) and the 10-Q periodic report (0001547903-25-000103) directly on SEC EDGAR. The filing index links above go to sec.gov.