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NMI Holdings Inc. NMIH Products & Services — Defaults
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Default Year | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2016 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2017 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2018 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2019 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2020 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2021 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2022 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2023 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2024 | Cumulative Incurred Claims and Allocated Claims Adjustment Expenses, net of Reinsurance (1) / 2025 | As of December 31, 2025 / Total of IBNR | As of December 31, 2025 / Defaults (2) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2019 | 14,391 | 7,229 | 5,781 | 4,604 | 4,606 | 4,223 | 4,186 | 11 | 7 | |||
| 2020 | 65,769 | 56,154 | 18,862 | 7,472 | 6,053 | 5,733 | 85 | 31 | ||||
| 2021 | 22,847 | 14,337 | 4,092 | 2,626 | 2,288 | 33 | 18 | |||||
| 2022 | 44,334 | 11,023 | 6,112 | 5,284 | 129 | 58 | ||||||
| 2023 | 76,967 | 24,734 | 19,181 | 628 | 239 | |||||||
| 2024 | 91,583 | 44,164 | 2,404 | 1,213 | ||||||||
| 2025 | 112,807 | 7,494 | 6,091 | |||||||||
| Total | $203,549 | $10,791 | 7,661 |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — defaults?
- NMI Holdings Inc. (NMIH) reported products & services — defaults of 766,100% in Q4 2025.
- How has NMI Holdings Inc.'s products & services — defaults changed year-over-year?
- NMI Holdings Inc.'s products & services — defaults increased by 15.3% year-over-year, from 664,200% to 766,100%.
- What does products & services — defaults mean?
- This metric tracks the total number or volume of mortgage loans currently in default status that are covered by the company's insurance policies. It serves as a leading indicator of potential future claim activity and financial stress within the insured mortgage portfolio. Monitoring default trends is essential for assessing the credit quality of the underlying insured assets.
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