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NMI Holdings Inc. NMIH Products & Services — Year 2
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Line item | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 1 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 2 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 3 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 4 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 5 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 6 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 7 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 8 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 9 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Claims duration disclosure | 3% | 30% | 29% | 16% | 6% | 4% | 1% | 2% | 0% | 0% |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — year 2?
- NMI Holdings Inc. (NMIH) reported products & services — year 2 of 30% in Q4 2025.
- How has NMI Holdings Inc.'s products & services — year 2 changed year-over-year?
- NMI Holdings Inc.'s products & services — year 2 increased by 3.4% year-over-year, from 29% to 30%.
- What does products & services — year 2 mean?
- This metric represents the revenue or financial performance attributed to the mortgage insurance product line during the second year of the observed period. It reflects the company's ability to generate premiums from providing credit enhancement services to mortgage lenders. This data point is essential for evaluating the initial growth trajectory and market adoption of the core insurance offering.
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