What is NMI Holdings Inc.'s products & services — year 6?

NMI Holdings Inc. (NMIH) reported products & services — year 6 of 4% in Q4 2025.

How has NMI Holdings Inc.'s products & services — year 6 changed year-over-year?

NMI Holdings Inc.'s products & services — year 6 decreased by 20.0% year-over-year, from 5% to 4%.

What does products & services — year 6 mean?

This metric represents the financial output of the mortgage insurance segment during the sixth year of the observation period. It provides insight into the company's ability to retain market share and manage policy renewals effectively. Analyzing this year helps determine the long-term viability of the insurance product portfolio.

NMI Holdings Inc. NMIH Products & Services — Year 6

Similar metrics at other companies

AGOFinancial Guarantee Insurance Product Line — 2026 (October 1 - December 31)

$87M+19.2%

AGOFinancial Guarantee Insurance Product Line — 2026 (July 1 - September 30)

$89M+18.7%

AGOFinancial Guarantee Insurance Product Line — 2026 (April 1 - June 30)

$91M+19.7%

AGOFinancial Guarantee Insurance Product Line — 2026

$37M-88.1%

AGOFinancial Guarantee Insurance Product Line — 2026 (January 1 - March 31)

$87M+14.5%

AGOFinancial Guarantee Insurance Product Line — 2027

$326M+11.3%

Other financials

Income statement

See full

Revenue$183.5M+5.9%

Net income$99.3M-3.1%

EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%

Total debt$8.5M-17.4%

Total equity$2.6B+13.4%

Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%

CapEx$1.1M-35.5%

Free cash flow$115.0M+15.6%

Valuation

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Market cap$2.92B+1.3%

P/E7.6×-0.1×

P/S4.1×-0.2×

Profitability

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Net margin53.8%-2.1pp

FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The official record: NMI Holdings Inc.’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s products & services — year 6?: NMI Holdings Inc. (NMIH) reported products & services — year 6 of 4% in Q4 2025.
How has NMI Holdings Inc.'s products & services — year 6 changed year-over-year?: NMI Holdings Inc.'s products & services — year 6 decreased by 20.0% year-over-year, from 5% to 4%.
What does products & services — year 6 mean?: This metric represents the financial output of the mortgage insurance segment during the sixth year of the observation period. It provides insight into the company's ability to retain market share and manage policy renewals effectively. Analyzing this year helps determine the long-term viability of the insurance product portfolio.