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NMI Holdings Inc. NMIH Products & Services — Year 7
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Where this comes from
Reported directly by NMI Holdings Inc. in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.
The source filing: NMI Holdings Inc.’s 10-K, filed February 12, 2026.
- Filed
- Feb 12, 2026, 4:25 PM EST
- Fiscal year
- FY2025
- Accession
- 0001547903-26-000011
| Line item | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 1 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 2 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 3 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 4 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 5 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 6 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 7 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 8 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 9 | Average annual percentage payout of incurred claims and allocated claims adjustment expenses by age, net of reinsurance (unaudited) / Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Claims duration disclosure | 3% | 30% | 29% | 16% | 6% | 4% | 1% | 2% | 0% | 0% |
Item 8. Financial Statements and Supplementary Data
FAQ
- What is NMI Holdings Inc.'s products & services — year 7?
- NMI Holdings Inc. (NMIH) reported products & services — year 7 of 1% in Q4 2025.
- What does products & services — year 7 mean?
- This metric tracks the financial performance of the mortgage insurance product line in the seventh year. It is used to assess the segment's resilience through various economic cycles and its continued relevance to mortgage lenders. Investors monitor this to gauge the long-term compounding effect of the insurance business on total revenue.
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