What is NMI Holdings Inc.'s products & services — year 8?

NMI Holdings Inc. (NMIH) reported products & services — year 8 of 2% in Q4 2025.

How has NMI Holdings Inc.'s products & services — year 8 changed year-over-year?

NMI Holdings Inc.'s products & services — year 8 decreased by 0.0% year-over-year, from 2% to 2%.

What does products & services — year 8 mean?

This metric measures the financial contribution of the mortgage insurance segment during the eighth year of the analysis. It reflects the maturity of the insurance portfolio and the ongoing effectiveness of the company's risk-based pricing models. This data point is vital for evaluating the long-term profitability of the core insurance operations.

NMI Holdings Inc. NMIH Products & Services — Year 8

Similar metrics at other companies

AGOFinancial Guarantee Insurance Product Line — 2028

$304M+9.4%

AGOFinancial Guarantee Insurance Product Line — 2026 (October 1 - December 31)

$87M+19.2%

AGOFinancial Guarantee Insurance Product Line — 2027

$326M+11.3%

AGOFinancial Guarantee Insurance Product Line — 2026 (July 1 - September 30)

$89M+18.7%

ESN

ESNTProperty Insurance Product Line — Year 8

0%—

AGOFinancial Guarantee Insurance Product Line — 2026 (April 1 - June 30)

$91M+19.7%

Other financials

Income statement

See full

Revenue$183.5M+5.9%

Net income$99.3M-3.1%

EPS (diluted)$1.280.0%

Balance sheet

See full

Cash & equivalents$70.7M-4.8%

Total debt$8.5M-17.4%

Total equity$2.6B+13.4%

Total assets$3.9B+13.1%

Cash flow

See full

Operating cash flow$116.1M+14.8%

CapEx$1.1M-35.5%

Free cash flow$115.0M+15.6%

Valuation

See full

Market cap$2.92B+1.3%

P/E7.6×-0.1×

P/S4.1×-0.2×

Profitability

See full

Net margin53.8%-2.1pp

FCF margin59.7%+3.3pp

Returns & leverage

See full

Return on equity15.6%-1.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearEight.

The official record: NMI Holdings Inc.’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NMI Holdings Inc.'s products & services — year 8?: NMI Holdings Inc. (NMIH) reported products & services — year 8 of 2% in Q4 2025.
How has NMI Holdings Inc.'s products & services — year 8 changed year-over-year?: NMI Holdings Inc.'s products & services — year 8 decreased by 0.0% year-over-year, from 2% to 2%.
What does products & services — year 8 mean?: This metric measures the financial contribution of the mortgage insurance segment during the eighth year of the analysis. It reflects the maturity of the insurance portfolio and the ongoing effectiveness of the company's risk-based pricing models. This data point is vital for evaluating the long-term profitability of the core insurance operations.