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NMI Holdings Inc. NMIH Liability for Unpaid Claims and Claims Adjustment Expense, Net

Liability for Unpaid Claims and Claims Adjustment Expense, Net at other companies

ESN
Essent GroupESNT
$454.25M+40.8%
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$734M-0.9%
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Arch Capital GroupACGL

Other financials

Income statement

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Revenue$183.5M+5.9%
Net income$99.3M-3.1%
EPS (diluted)$1.280.0%

Balance sheet

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Cash & equivalents$70.7M-4.8%
Total debt$8.5M-17.4%
Total equity$2.6B+13.4%
Total assets$3.9B+13.1%

Cash flow

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Operating cash flow$116.1M+14.8%
CapEx$1.1M-35.5%
Free cash flow$115.0M+15.6%

Valuation

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Market cap$3.36B+10.3%
P/E8.7×+0.6×
P/S4.7×+0.2×

Profitability

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Net margin53.8%-2.1pp
FCF margin59.7%+3.3pp

Returns & leverage

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Return on equity15.6%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by NMI Holdings Inc. in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet.

The source filing: NMI Holdings Inc.’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:37 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001547903-26-000029
Line itemFor the three months ended March 31, 2026For the three months ended March 31, 2025
Claims and claim expenses paid:
Current year (2)
Prior years (3)8,6824,076
Reinsurance terminations (4)(1,670)(255)
Total claims and claim expenses paid7,0123,821
Reserve at end of period, net of reinsurance recoverables171,501120,468
Add reinsurance recoverables (1)39,70331,379
Ending balance$211,204$151,847

Item 1. Financial Statements

FAQ

What is NMI Holdings Inc.'s liability for unpaid claims and claims adjustment expense, net?
NMI Holdings Inc. (NMIH) reported liability for unpaid claims and claims adjustment expense, net of $171.5M in Q1 2026.
How has NMI Holdings Inc.'s liability for unpaid claims and claims adjustment expense, net changed year-over-year?
NMI Holdings Inc.'s liability for unpaid claims and claims adjustment expense, net increased by 42.4% year-over-year, from $120.47M to $171.5M.
What is the long-term trend for NMI Holdings Inc.'s liability for unpaid claims and claims adjustment expense, net?
Over 5 years (2020 to 2025), NMI Holdings Inc.'s liability for unpaid claims and claims adjustment expense, net has grown at a 16.7% compound annual growth rate (CAGR), from $72.96M to $157.85M.

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