What is NI Holdings's finance lease liabilities?

NI Holdings (NODK) reported finance lease liabilities of $97K in Q4 2025.

What is the long-term trend for NI Holdings's finance lease liabilities?

Over 2 years (2023 to 2025), NI Holdings's finance lease liabilities has grown at a -35.1% compound annual growth rate (CAGR), from $230K to $97K.

What does finance lease liabilities mean?

Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.

NI Holdings NODK Finance Lease Liabilities

Discontinued — last reported Q4 '25

Finance Lease Liabilities at other companies

Mercury GeneralMCY

$1.15M-54.4%

Other financials

Income statement

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Revenue$59.6M-16.6%

Gross profit$15.7M-13.5%

Net income$12.5M+93.6%

EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%

Total debt$1.4M-67.2%

Total equity$243.8M+1.0%

Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%

CapEx$42.0K+110%

Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%

P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp

Net margin-1.6%—

FCF margin-2.4%—

Returns & leverage

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Return on equity-5%-2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiability.

The official record: NI Holdings’s 10-K, filed March 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's finance lease liabilities?: NI Holdings (NODK) reported finance lease liabilities of $97K in Q4 2025.
What is the long-term trend for NI Holdings's finance lease liabilities?: Over 2 years (2023 to 2025), NI Holdings's finance lease liabilities has grown at a -35.1% compound annual growth rate (CAGR), from $230K to $97K.
What does finance lease liabilities mean?: Present value of future payments on leases classified as finance leases under ASC 842 — treated similarly to debt on the balance sheet.