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NI Holdings NODK Net premiums earned

Discontinued — last reported Q1 '26

Net premiums earned at other companies

Progressive logo
ProgressivePGR
$20.97B+8.0%
Chubb logo
ChubbCB
$13.46B+12.1%
Allstate logo
AllstateALL
$15.36B+5.4%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$1.57B+4.1%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$290.99M+6.7%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$356.9M+0.3%

Segments

By segment

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Home And Farm$25.69M+8.3%
Private Passenger Auto$22.3M-1.6%
All Other$5.19M+60.1%
Non Standard Auto$2.6M-85.7%

By product

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Net Premium Earned$55.11M-18.3%

Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's net premiums earned?
NI Holdings (NODK) reported net premiums earned of $55.11M in Q1 2026.
How has NI Holdings's net premiums earned changed year-over-year?
NI Holdings's net premiums earned decreased by 18.3% year-over-year, from $67.5M to $55.11M.
What is the long-term trend for NI Holdings's net premiums earned?
Over 4 years (2021 to 2025), NI Holdings's net premiums earned has grown at a -2.5% compound annual growth rate (CAGR), from $299.59M to $270.66M.
What does net premiums earned mean?
This represents the portion of written insurance premiums that corresponds to the expired portion of the policy period. It serves as the primary revenue stream for an insurance company, reflecting the actual risk coverage provided during the reporting period after accounting for reinsurance cessions.