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NI Holdings NODK Net premiums earned

Discontinued — last reported Q2 '26

Net premiums earned at other companies

Progressive logo
ProgressivePGR
$20.97B+8.0%
Chubb logo
ChubbCB
$13.89B+5.8%
Allstate logo
AllstateALL
$15.36B+5.4%
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG
$1.6B+3.4%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$291.65M+3.4%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$377.27M+4.7%

Segments

By segment

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Private Passenger Auto$22.09M-3.6%
Crop$10.51M-1.9%
All Other$5.36M+50.7%

By product

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Net Premium Earned$65.02M-10.9%

Other financials

Income statement

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Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

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Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

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Market cap$313.01M+19.6%
P/E40×—
P/S1.2×+0.3×

Profitability

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Gross margin30.2%-1.8pp
Net margin2.9%—
FCF margin-2.4%—

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:PremiumsEarnedNet.

The source filing: NI Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001174947-26-000777
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Revenues:
Net premiums earned$65,017$73,005$120,130$140,502
Net investment income2,8103,1465,4655,984
Net investment gains (losses)2,063(410)3,767459
Fee and other income344316474546
Total revenues70,23476,057129,836147,491
Expenses:
Losses and loss adjustment expenses48,41766,60771,773105,132

Item 1. - Financial Statements

FAQ

What is NI Holdings's net premiums earned?
NI Holdings (NODK) reported net premiums earned of $65.02M in Q2 2026.
How has NI Holdings's net premiums earned changed year-over-year?
NI Holdings's net premiums earned decreased by 10.9% year-over-year, from $73.01M to $65.02M.
What is the long-term trend for NI Holdings's net premiums earned?
Over 4 years (2021 to 2025), NI Holdings's net premiums earned has grown at a -2.5% compound annual growth rate (CAGR), from $299.59M to $270.66M.
What does net premiums earned mean?
This represents the portion of written insurance premiums that corresponds to the expired portion of the policy period. It serves as the primary revenue stream for an insurance company, reflecting the actual risk coverage provided during the reporting period after accounting for reinsurance cessions.

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