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NI Holdings NODK All Other — Premiums And Other Receivables Net

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Other financials

Income statement

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Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

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Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

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Market cap$313.01M+19.6%
P/E40×
P/S1.2×+0.3×

Profitability

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Gross margin30.2%-1.8pp
Net margin2.9%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:PremiumsAndOtherReceivablesNet.

The source filing: NI Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001174947-26-000777
Line itemPrivate Passenger AutoNon-Standard AutoHome and FarmCropAll OtherTotal
Expense ratio34.3%97.6%36.0%18.8%31.9%33.2%
Combined ratio91.7%(64.2%)144.5%91.8%55.2%107.7%
Balances at June 30, 2026:
Premiums and agents’ balances receivable$26,595$15$12,479$34,763$3,937$77,789
Deferred policy acquisition costs7,0991611,2761,8151,68921,895
Reinsurance recoverables on losses6702,5362,4236,81212,441
Receivable from Federal Crop Insurance Corporation16,38016,380
Unpaid losses and loss adjustment expenses30,80845,68835,82611,15511,280134,757

Item 1. - Financial Statements

FAQ

What is NI Holdings's all other — premiums and other receivables net?
NI Holdings (NODK) reported all other — premiums and other receivables net of $3.94M in Q2 2026.
How has NI Holdings's all other — premiums and other receivables net changed year-over-year?
NI Holdings's all other — premiums and other receivables net increased by 17.1% year-over-year, from $3.36M to $3.94M.
What is the long-term trend for NI Holdings's all other — premiums and other receivables net?
Over 4 years (2021 to 2025), NI Holdings's all other — premiums and other receivables net has grown at a 46.1% compound annual growth rate (CAGR), from $2.77M to $12.62M.
What does all other — premiums and other receivables net mean?
Reflects the net amount of premiums due from policyholders and other receivables related to insurance operations that have not yet been collected. This metric is a key indicator of liquidity and the effectiveness of the segment's premium collection processes.

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