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NI Holdings NODK Private Passenger Auto — Premiums And Other Receivables Net

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$34.76M-0.7%
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Other financials

Income statement

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Revenue$70.2M-7.7%
Gross profit$15.7M-13.5%
Net income$146.0K+101%
EPS (diluted)$0.01+102%

Balance sheet

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Cash & equivalents$51.6M-9.1%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$543.1M-12.4%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$19.0K-88.3%
Free cash flow-$1.9M-119%

Valuation

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Market cap$313.01M+19.6%
P/E40×
P/S1.2×+0.3×

Profitability

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Gross margin30.2%-1.8pp
Net margin2.9%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:PremiumsAndOtherReceivablesNet.

The source filing: NI Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001174947-26-000777
Line itemPrivate Passenger AutoNon-Standard AutoHome and FarmCropAll OtherTotal
Expense ratio34.3%97.6%36.0%18.8%31.9%33.2%
Combined ratio91.7%(64.2%)144.5%91.8%55.2%107.7%
Balances at June 30, 2026:
Premiums and agents’ balances receivable$26,595$15$12,479$34,763$3,937$77,789
Deferred policy acquisition costs7,0991611,2761,8151,68921,895
Reinsurance recoverables on losses6702,5362,4236,81212,441
Receivable from Federal Crop Insurance Corporation16,38016,380
Unpaid losses and loss adjustment expenses30,80845,68835,82611,15511,280134,757

Item 1. - Financial Statements

FAQ

What is NI Holdings's private passenger auto — premiums and other receivables net?
NI Holdings (NODK) reported private passenger auto — premiums and other receivables net of $26.6M in Q2 2026.
How has NI Holdings's private passenger auto — premiums and other receivables net changed year-over-year?
NI Holdings's private passenger auto — premiums and other receivables net decreased by 6.7% year-over-year, from $28.5M to $26.6M.
What is the long-term trend for NI Holdings's private passenger auto — premiums and other receivables net?
Over 4 years (2021 to 2025), NI Holdings's private passenger auto — premiums and other receivables net has grown at a 8.3% compound annual growth rate (CAGR), from $77.7M to $106.77M.
What does private passenger auto — premiums and other receivables net mean?
This represents the net amount of premiums owed to the company by policyholders or agents, adjusted for potential uncollectible amounts. It is a key indicator of liquidity and the effectiveness of the company's premium collection processes within the auto segment.

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