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NI Holdings NODK All Other — Underwriting Income Loss

Other segment segments

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$5.84M-4.4%
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$4.31M+141%
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-$1.62M+64.5%

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnderwritingIncomeLoss.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's all other — underwriting income loss?
NI Holdings (NODK) reported all other — underwriting income loss of $2.69M in Q1 2026.
How has NI Holdings's all other — underwriting income loss changed year-over-year?
NI Holdings's all other — underwriting income loss increased by 585.5% year-over-year, from $393K to $2.69M.
What is the long-term trend for NI Holdings's all other — underwriting income loss?
Over 2 years (2021 to 2025), NI Holdings's all other — underwriting income loss has grown at a 195.3% compound annual growth rate (CAGR), from $427K to $3.72M.
What does all other — underwriting income loss mean?
Measures the profit or loss generated by the insurance segment from its core underwriting activities, calculated as premiums earned minus claims and underwriting expenses. It serves as a primary indicator of the segment's ability to price risk effectively and manage operational costs.