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NI Holdings NODK Crop — General Insurance Expense

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's crop — general insurance expense?
NI Holdings (NODK) reported crop — general insurance expense of $17K in Q1 2026.
How has NI Holdings's crop — general insurance expense changed year-over-year?
NI Holdings's crop — general insurance expense decreased by 29.2% year-over-year, from $24K to $17K.
What is the long-term trend for NI Holdings's crop — general insurance expense?
Over 4 years (2021 to 2025), NI Holdings's crop — general insurance expense has grown at a -13.2% compound annual growth rate (CAGR), from $8.21M to $4.66M.
What does crop — general insurance expense mean?
Includes the broader administrative and overhead costs allocated to the segment to support its ongoing operations. This metric is used to evaluate the segment's operational leverage and cost management discipline.