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NI Holdings NODK Private Passenger Auto — General Insurance Expense

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GeneralInsuranceExpense.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's private passenger auto — general insurance expense?
NI Holdings (NODK) reported private passenger auto — general insurance expense of $7.7M in Q1 2026.
How has NI Holdings's private passenger auto — general insurance expense changed year-over-year?
NI Holdings's private passenger auto — general insurance expense increased by 4.3% year-over-year, from $7.38M to $7.7M.
What is the long-term trend for NI Holdings's private passenger auto — general insurance expense?
Over 4 years (2021 to 2025), NI Holdings's private passenger auto — general insurance expense has grown at a 9.8% compound annual growth rate (CAGR), from $20.52M to $29.79M.
What does private passenger auto — general insurance expense mean?
Represents the broad administrative and overhead costs allocated to the insurance segment to support its operations. This metric is used to evaluate the segment's cost structure and the scalability of its business model.