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NI Holdings NODK Crop — Underwriting Expense Ratio
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Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:UnderwritingExpenseRatio.
The source filing: NI Holdings’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001174947-26-000777
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Net income (loss) | $146 | |||||
| Operating Ratios: | ||||||
| Loss and loss adjustment expense ratio | 57.4% | (161.8%) | 108.5% | 73.0% | 23.3% | 74.5% |
| Expense ratio | 34.3% | 97.6% | 36.0% | 18.8% | 31.9% | 33.2% |
| Combined ratio | 91.7% | (64.2%) | 144.5% | 91.8% | 55.2% | 107.7% |
| Balances at June 30, 2026: | ||||||
| Premiums and agents’ balances receivable | $26,595 | $15 | $12,479 | $34,763 | $3,937 | $77,789 |
| Deferred policy acquisition costs | 7,099 | 16 | 11,276 | 1,815 | 1,689 | 21,895 |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's crop — underwriting expense ratio?
- NI Holdings (NODK) reported crop — underwriting expense ratio of 18.8% in Q2 2026.
- How has NI Holdings's crop — underwriting expense ratio changed year-over-year?
- NI Holdings's crop — underwriting expense ratio increased by 24.5% year-over-year, from 15.1% to 18.8%.
- What does crop — underwriting expense ratio mean?
- This ratio represents the operational costs of acquiring and servicing insurance policies relative to the net premiums earned. It highlights the efficiency of the company's administrative and distribution processes within the crop insurance segment. Lower ratios indicate better cost control and operational leverage.
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