Screener
NI Holdings NODK Private Passenger Auto — Underwriting Expense Ratio
Other segment segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:UnderwritingExpenseRatio.
The source filing: NI Holdings’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001174947-26-000777
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Net income (loss) | $146 | |||||
| Operating Ratios: | ||||||
| Loss and loss adjustment expense ratio | 57.4% | (161.8%) | 108.5% | 73.0% | 23.3% | 74.5% |
| Expense ratio | 34.3% | 97.6% | 36.0% | 18.8% | 31.9% | 33.2% |
| Combined ratio | 91.7% | (64.2%) | 144.5% | 91.8% | 55.2% | 107.7% |
| Balances at June 30, 2026: | ||||||
| Premiums and agents’ balances receivable | $26,595 | $15 | $12,479 | $34,763 | $3,937 | $77,789 |
| Deferred policy acquisition costs | 7,099 | 16 | 11,276 | 1,815 | 1,689 | 21,895 |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's private passenger auto — underwriting expense ratio?
- NI Holdings (NODK) reported private passenger auto — underwriting expense ratio of 34.3% in Q2 2026.
- How has NI Holdings's private passenger auto — underwriting expense ratio changed year-over-year?
- NI Holdings's private passenger auto — underwriting expense ratio increased by 6.5% year-over-year, from 32.2% to 34.3%.
- What does private passenger auto — underwriting expense ratio mean?
- This ratio represents the relationship between underwriting expenses, such as acquisition costs and administrative overhead, and the net premiums earned. It reflects the operational efficiency of the company in managing the costs required to acquire and service auto insurance policies.
Ask your AI about NI Holdings's private passenger auto — underwriting expense ratio.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI
Claude