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NI Holdings NODK Home And Farm — Gross Profit
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Where this comes from
Reported directly by NI Holdings in its filing.
Tagged under the XBRL concept us-gaap:GrossProfit.
The source filing: NI Holdings’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 4:06 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001174947-26-000777
| Line item | Private Passenger Auto | Non-Standard Auto | Home and Farm | Crop | All Other | Total |
|---|---|---|---|---|---|---|
| Assumed losses and loss adjustment expenses | — | — | — | 1,762 | 626 | 2,388 |
| Ceded losses and loss adjustment expenses | (71) | — | (796) | (2,414) | (526) | (3,807) |
| Net losses and loss adjustment expenses | 12,690 | (1,524) | 28,333 | 7,672 | 1,246 | 48,417 |
| Gross margin | 9,404 | 2,466 | (2,215) | 2,835 | 4,110 | 16,600 |
| Amortization of deferred policy acquisition costs | 4,545 | 162 | 5,448 | 900 | 1,181 | 12,236 |
| Other underwriting and general expenses (1) | 3,037 | 757 | 3,949 | 1,079 | 529 | 9,351 |
| Underwriting and general expenses | 7,582 | 919 | 9,397 | 1,979 | 1,710 | 21,587 |
| Underwriting gain (loss) | 1,822 | 1,547 | (11,612) | 856 | 2,400 | (4,987) |
Item 1. - Financial Statements
FAQ
- What is NI Holdings's home and farm — gross profit?
- NI Holdings (NODK) reported home and farm — gross profit of -$2.22M in Q2 2026.
- How has NI Holdings's home and farm — gross profit changed year-over-year?
- NI Holdings's home and farm — gross profit increased by 61.1% year-over-year, from -$5.7M to -$2.22M.
- What is the long-term trend for NI Holdings's home and farm — gross profit?
- Over 3 years (2021 to 2025), NI Holdings's home and farm — gross profit has grown at a 14.5% compound annual growth rate (CAGR), from $21.65M to $32.5M.
- What does home and farm — gross profit mean?
- The difference between net premiums earned and the net policyholder benefits and claims incurred. This metric measures the fundamental underwriting margin before accounting for administrative and acquisition expenses. It indicates the basic viability of the insurance products within the Home and Farm segment.
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