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NI Holdings NODK Non Standard Auto — Gross Profit

Other segment segments

Home And Farm
$15.33M+10.0%
Private Passenger Auto
$12M+31.0%
All Other
$4.38M+115%

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ANNew vehicle — Gross Profit
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LNCAccident and health insurance — Premiums Earned, Net
$951.75M+8.1%

Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's non standard auto — gross profit?
NI Holdings (NODK) reported non standard auto — gross profit of $22K in Q1 2026.
How has NI Holdings's non standard auto — gross profit changed year-over-year?
NI Holdings's non standard auto — gross profit decreased by 99.4% year-over-year, from $3.72M to $22K.
What is the long-term trend for NI Holdings's non standard auto — gross profit?
Over 4 years (2021 to 2025), NI Holdings's non standard auto — gross profit has grown at a -7.3% compound annual growth rate (CAGR), from $24.13M to -$17.85M.
What does non standard auto — gross profit mean?
The difference between net premiums earned and the net policyholder benefits and claims incurred. This metric measures the fundamental profitability of the insurance underwriting activity before accounting for operating and acquisition expenses.