Skip to content
OpenCapital
Get started

NI Holdings NODK Direct policyholders’ benefits

Discontinued — last reported Q3 '25

Direct policyholders’ benefits at other companies

Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
——

Segments

By segment

See full
Home And Farm$10.72M+7.9%
Private Passenger Auto$10.3M-23.7%
Non Standard Auto$2.58M-82.2%
All Other$797K-65.1%

Other financials

Income statement

See full
Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

See full
Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

See full
Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

See full
Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

See full
Gross margin30.2%-1.8pp
Net margin-1.6%—
FCF margin-2.4%—

Returns & leverage

See full
Return on equity-5%-2.1pp
Debt / equity0×0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredGross.

The official record: NI Holdings’s 10-Q, filed November 7, 2025, on SEC EDGAR. View the filing →

Ask your AI about NI Holdings's direct policyholders’ benefits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is NI Holdings's direct policyholders’ benefits?
NI Holdings (NODK) reported direct policyholders’ benefits of $57.83M in Q3 2025.
How has NI Holdings's direct policyholders’ benefits changed year-over-year?
NI Holdings's direct policyholders’ benefits decreased by 17.0% year-over-year, from $69.69M to $57.83M.
What is the long-term trend for NI Holdings's direct policyholders’ benefits?
Over 3 years (2021 to 2024), NI Holdings's direct policyholders’ benefits has grown at a -7.7% compound annual growth rate (CAGR), from $281M to $220.99M.