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Universal Insurance Holdings UVE Direct policyholders’ benefits

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Other financials

Income statement

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Revenue$427.0M+6.7%
Net income$59.2M+68.7%
EPS (diluted)$2.04+68.6%

Balance sheet

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Cash & equivalents$532.2M+22.1%
Total debt$97.9M-3.0%
Total equity$637.2M+39.2%
Total assets$3.3B+0.9%

Cash flow

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Operating cash flow$154.8M-17.1%
CapEx$1.6M+28.8%
Free cash flow$153.2M-17.4%

Valuation

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Market cap$1.21B+78.9%
Enterprise value$773.81M+127%
P/E5.5×-4.7×
P/S0.7×+0.3×

Profitability

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Net margin13.5%+9.3pp
FCF margin21.5%

Returns & leverage

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Return on equity40.2%+24.6pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Universal Insurance Holdings in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredGross.

The source filing: Universal Insurance Holdings’s 10-Q, filed April 29, 2026.

Filed
Apr 29, 2026, 4:12 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000891166-26-000046
Line itemThree Months Ended March 31, 2026 / Premiums WrittenThree Months Ended March 31, 2026 / Premiums EarnedThree Months Ended March 31, 2026 / Losses and Loss Adjustment ExpensesThree Months Ended March 31, 2025 / Premiums WrittenThree Months Ended March 31, 2025 / Premiums EarnedThree Months Ended March 31, 2025 / Losses and Loss Adjustment Expenses
Direct$506,547$531,421$228,199$467,078$513,257$249,707
Ceded(484)(174,519)(103)(301)(157,536)848
Net$506,063$356,902$228,096$466,777$355,721$250,555

Item 1. Financial Statements

FAQ

What is Universal Insurance Holdings's direct policyholders’ benefits?
Universal Insurance Holdings (UVE) reported direct policyholders’ benefits of $228.2M in Q1 2026.
How has Universal Insurance Holdings's direct policyholders’ benefits changed year-over-year?
Universal Insurance Holdings's direct policyholders’ benefits decreased by 8.6% year-over-year, from $249.71M to $228.2M.

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